375 Arhat Nirdaśabhāva (Dispelling All Worries)
When living at home, one should plan for the long term, using one's wealth with a plan and moderation. Do not be extravagant or live by borrowing. If one is careful and lives within their means, one can ensure a worry-free life.
For those who receive this verse, one's household income and expenses are surely chaotic and unplanned, spending wildly, and often short of cash. While the smell of money may be unpleasant, one cannot move an inch without it. If one borrows from here and there, one will surely be deeply in debt, inviting creditors and disgrace. Therefore, one should cut off lavish spending and cultivate habits of frugality.